Take 5 Months To Build Your Used Car Down Payment
You’ve got bills, a job to get to, maybe kids to pick up, and you need a car now. At Hawthorne Auto Square, we make this process quick and painless, and we’ll give you five months to build your down payment. Down payments on cars don’t have to be cost-prohibitive or a reason to put off buying a car. We offer used car down payment assistance in Hawthorne, CA. Learn more about our five-month program and how you don’t need to get denied for your next ride.
What to Know
- Hawthorne Auto Square offers a five-month down payment assistance program, so you don’t need cash saved up to get behind the wheel.
- You can always get approved for used car financing in Hawthorne, CA, regardless of your credit history or past denials.
- Down payment amounts and monthly payments are flexible based on your situation.
- We serve buyers across Hawthorne, Inglewood, Gardena, Torrance, Los Angeles, and the greater South Bay Area
Used Car Financing in Hawthorne, CA for Every Budget
We’ve been working with real buyers in the Hawthorne and South Bay area who don’t have perfect credit or a lump sum of money sitting in their savings. You still need reliable transportation to keep your life moving, which is why we created our car down payment assistance in Los Angeles.
How Used Car Down Payment Assistance Works
Most dealerships ask you to walk in with a down payment for a car already in hand. If you don’t have that down payment, the conversation ends there, and you’re almost always denied.
As a buy here pay here lot in Hawthorne, CA, we do things differently. You drive out with a new car on the same day as signing for one. Our used car financing in Hawthorne, CA, has been designed to remove all financial barriers for drivers, especially those who have been declined by traditional lenders or other used car lots.
Take Time to Build Your Down Payment (5-Month Program Explained)
Here’s how our five-month program works:
- We help you get approved for a vehicle from our inventory that fits your needs and budget.
- If needed, we can set up a low down payment for a car in Hawthorne, then spread it out over five months. Taxes are normally due upfront.
- You can drive the vehicle off our lot on the day of signing, even with bad credit.
- The car is yours as long as you continue with the regular payments as specified in the contract.
This process is perfect for drivers with steady income who have not been able to save for a used car.
Who Qualifies for Down Payment Assistance?
If you have a steady source of income, whether that’s a job, self-employment, disability, or another verifiable source, you will be approved for down payment assistance at Hawthorne Auto. Here’s what you need to be approved:
- Proof of income
- Proof of residence
- Driver’s license or identification card
If you do not have a license, you can come in with a co-buyer who has a valid driver’s license. We also have programs for Matrícula, out-of-state license holders, and non-license holders.
Financing Options for All Credit Situations
As a no-credit car dealership in Los Angeles, we don’t care what your past credit history is. Whether you have bad credit, no credit, or have applied for bankruptcy, we treat you with respect and fairness. We don’t work with perfect scores. We only care about your current financial situation and your ability to make regular on-time payments.
Repossession situations are handled on a case-by-case basis. We can typically help customers with recent repos. Some customers are required to provide a full down payment up front. Others are allowed to pay tax and license fees and pay the balance of the auto down payment over five months.
Typical Down Payments and Monthly Expectations
The amount of your down payment and your monthly payment depend on a few key factors. As an in-house financing car dealer in Hawthorne, we look at:
- Your credit profile, if you have one.
- The price of the vehicle you choose.
- The loan term you qualify for and your income.
All of those pieces come together differently for every buyer, and so does the payment structure and monthly amounts. No one ever pays the exact same amount. Regardless, we will always remain flexible and ensure you are comfortable with the down payment and regular car payment amounts.
Common Challenges Buyers Face (And How This Program Solves Them)
We know all the common car-buying issues and have a solution for each:
- No money saved: This is exactly why our five-month down payment plan is designed to overcome.
- Bad credit: As a bad credit car dealership in Hawthorne, we cater to car buyers that other dealerships overlook.
- No idea of budget or car type: We will tell you what you can comfortably afford and find a suitable vehicle that meets your needs.
What to Expect When Buying a Car at Hawthorne Auto Square
When you buy a car from Hawthorne Auto Square, our team provides a straightforward path to getting you a vehicle you can drive off the lot the same day you walk in.
We will ask you about your financial situation, review your income, and discuss some realistic car options with you. If the five-month down payment plan makes sense, we will set you up on that and always make sure you know exactly what you are agreeing to.
Why Buyers Choose Hawthorne Auto Square
Here are plenty of reasons why you should choose Hawthorne Auto Square as your go-to used car dealer. As a top car dealership with payment plans, our financing options are truly second to none. Just check out our customer reviews.
If you’re searching for auto financing, you’ll find many finance options at Hawthorne Auto Square, including buy here pay here, no credit check, and low APR car loans. We are happy to accept all forms of income, including disability, SSI, and government assistance.
Explore Our Inventory of Cars, Trucks, and SUVs
With our giant selection of hundreds of low-mileage vehicles, you can be sure you’ll find the car, truck, or SUV that’s right for you. We’re proud to be among the premier used car dealerships in Los Angeles, offering a wide range of high-quality vehicles, including luxury vehicles.
If you’re looking for a luxury vehicle, but it doesn’t make sense for your current budget, we will always be straight with you.
Service Areas
We proudly serve buyers throughout:
- Hawthorne
- Santa Monica
- Inglewood
- Gardena
- Torrance
- Los Angeles
- South Bay Area
Get Approved for Down Payment Assistance Today
Don’t let a lack of savings keep you stuck without a pair of wheels. Our five-month program at Hawthorne Auto Square is designed exactly for this situation. Come in, talk to our team, or call us today to find out which used car low down payment plan you qualify for. You can also get pre-approved online to make the process even quicker.
Frequently Asked Questions
Why do car dealerships require a down payment?
Car dealerships require a down payment because it reduces the amount the dealership is financing, thereby lowering the lender’s risk. It also helps keep the driver from owing more than the car is worth.
What is buy here pay here financing?
Buy here pay here financing at Hawthorne Auto Square is a program designed to have drivers choose a car and drive it off the lot the same day as signing their contract. Our five-month down payment program also helps if you don’t have the down payment saved.
How does bad credit affect car financing?
At traditional dealerships, bad credit can increase your interest rate and sometimes result in denial. At Hawthorone Auto, we work with all kinds of credit, including bad and no credit.